At The Moner Insurance Group, we use our strong relationships with some of the top carriers to negotiate the best rates for you. We take pride in how we service our clients and the personal approach we take to protecting your assets. It’s our passion to ensure that you are protected from any unexpected loss or damages that arise from the uncontrollable.

When you put your trust in our agency, you’re getting the benefit of over three decades of combined experience. In that time, we have built solid relationships with many of the most reputable carriers with an AM Best rating of Excellent (A+) or better such as:

• Traveler’s
• Progressive
• Safeco
• Farmers
• AIG

By not being tied to one specific carrier, it allows us to negotiate on your behalf to get you the best auto insurance possible and at the best rate available. We work for YOU, and with the insurance companies. Our objective is always to serve with integrity and value.

Liability Insurance Requirements

Whether you call Texas, Oklahoma, or Colorado home, respective state laws require you to carry certain minimum liability coverage:

Texas Liability Insurance: Minimum of $30,000 per person, $60,000 per accident in bodily injury liability, and $25,000 in property damage.

Oklahoma Liability Insurance: Minimum of $25,000 per person, $50,000 per accident in bodily injury liability, and $25,000 in property damage.

Colorado Liability Insurance: Minimum of $25,000 per person, $50,000 per accident in bodily injury liability, and $15,000 in property damage.

Unfortunately, in the average car crash, medical payments alone can easily amount to over $70,000. If you are responsible for an accident involving a new luxury vehicle or structural damage to a building, property damages can reach $100,000 or more.

At Moner Insurance, we offer higher liability limits even for drivers who only require liability coverage on an older vehicle. These higher limits are often much less than you would expect, and with better coverage, you can protect yourself from heavy financial losses or even bankruptcy.

Auto Insurance Coverage Options

At The Moner Insurance Group, we offer a full schedule of auto insurance options in addition to standard liability coverage such as:

• Collision coverage that helps cover damage to your vehicle when you are responsible for a collision.
• Uninsured/underinsured motorist coverage that assists with expenses as a result of a collision with an uninsured or underinsured driver.
• Comprehensive coverage protects your vehicle against damages not related to a collision such as hail, a tree branch falling, etc.
• Towing and roadside assistance that can be helpful in case of an emergency.
• Rental reimbursement can help you keep your life moving while your car is repaired after collision or non-collision damage.

When you need auto insurance, there's a lot of different agencies you can go with. We feel we offer the best value and service available hands down. But why don't you contact us and be the judge of that?

We look forward to serving all of your insurance needs and making you a lifelong friend and client.